Disclosure

Beach Financial Advisory Service ("BFAS") is a Securities & Exchange Commission (SEC) registered investment adviser. BFAS and its representatives are in also compliance with the current registration requirements imposed upon registered investment advisers by those states in which BFAS maintains clients. BFAS may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. BFAS' web site is limited to the dissemination of general information pertaining to its investment advisory services. Accordingly, the publication of BFAS' web site on the Internet should not be construed by any consumer and/or prospective client as BFAS' solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by BFAS with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of BFAS , please contact the state securities law administrators for those states in which BFAS is registered. A copy of BFAS' current written disclosure statement discussing BFAS' business operations, services, and fees is available on this web site. BFAS does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to BFAS' web site or incorporated herein, and takes no responsibility therefore. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

©2007 Beach Financial Advisory Service. All rights reserved.